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Old 12-11-2005, 06:14 PM
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Join Date: Dec 2005
Location: Nashville
Posts: 1

Insurance


What is the name of your state? Tennessee

I had an auto accident in which a storm drain cover was in the road (on the edge close to the white line, but at the beginning of a steep curve going down a hill) causing me to strike the cover and hit the hole. My car was damaged and there was a claim made with the city. The insurance company for the city called and asked a series of questions? The main question she asked was why no one else reported this problem. The officer and myself replaced the cover, which was broken into two peices, but before I could take pictures. I did take pictures of the cover as a whole and where the cracks were that seperated the two peices. The insurance company denied the claim saying that they are not liable. Is there anything else that I can do?
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Old 12-12-2005, 10:15 AM
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Join Date: Sep 2004
Posts: 1,923
You can sue them in small claims court or go through your own insurance.
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