dannieboiz
Member
California Farmer's Insurance
I've been with Farmers insurance California under my father for about 5 years maybe more. I recently split and went on my own. Anyways my point is that I've been with the same company since the first day I have my driver license. Throughout the course of time I've been involved in 1 accident @ fautl in 98. I can't remember all but I remember having to file multiple claims on my insurance in the past. But only the one time in 98 I was at fault then a time it was by a hit and run driver and maybe twice for vandalism. In June while I was on vacation my car was vandalised again. My insurance company dragged it till now. last month I was called in for an investigation so i came and for the interview. Today ir ecieved a letter from a lawer for another investigation and it stated that I can have a lawyer present if I wanted to. I'm not too familiar with these kind of things. Should I get a lawyer? What's this all about? When I was questioned they tried to put it as if I did the vandalism myself. What are some of the action I should do?
On a side note on one of my claim I got the guy's driver license and all the required information. It was a company's vehicle "Rotten Rotors" later I was told that the driver didn't have insurance and that I would have to file the claim against my own insurance. Shouldn't they go after the company for the claim? They basically said they're going to refund my deductable etc. but I've never seen anything. I'm very upset and confused and I need all the help I can get. I have limited income hence hiring a lawyer would drive my broke.
I've been with Farmers insurance California under my father for about 5 years maybe more. I recently split and went on my own. Anyways my point is that I've been with the same company since the first day I have my driver license. Throughout the course of time I've been involved in 1 accident @ fautl in 98. I can't remember all but I remember having to file multiple claims on my insurance in the past. But only the one time in 98 I was at fault then a time it was by a hit and run driver and maybe twice for vandalism. In June while I was on vacation my car was vandalised again. My insurance company dragged it till now. last month I was called in for an investigation so i came and for the interview. Today ir ecieved a letter from a lawer for another investigation and it stated that I can have a lawyer present if I wanted to. I'm not too familiar with these kind of things. Should I get a lawyer? What's this all about? When I was questioned they tried to put it as if I did the vandalism myself. What are some of the action I should do?
On a side note on one of my claim I got the guy's driver license and all the required information. It was a company's vehicle "Rotten Rotors" later I was told that the driver didn't have insurance and that I would have to file the claim against my own insurance. Shouldn't they go after the company for the claim? They basically said they're going to refund my deductable etc. but I've never seen anything. I'm very upset and confused and I need all the help I can get. I have limited income hence hiring a lawyer would drive my broke.
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