Quote:
Originally posted by capitana
I live in New Jersey. My insurance policy states that I am the only driver of vehicle. However, my children have drive my car. They are both under 21. How will putting them on my insurance affect my premium. If I don't and they have an accident, who is liable? |
My response:
Your insurance policy says what it means, and means what it says.
If you put your kids on your policy, expect your premiums to skyrocket. If they want to drive, then they are old enough to pay for their own coverage.
If they get into an accident in your car, your policy will not cover them or you, whether they are at fault or not.
IAAL
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