sorry, technical trouble maybe
I've tried writing several times, but the site hasn't let me post.....don't know why. Anyway, I was involved in a car accident about 1 month ago. It was my fault, very first accident, and stupidly the first time I'd ever driven uninsured. No police report was filed by the officer because it wasn't his jursidiction, and the other police never showed up. Also, the other driver did not want to file a report. At the scene, the officer told me it was because she did not have insurance, nor a driver's license. About 2 weeks later I learn from him that she is covered with her mother's policy, and does have a license, except was driving on a speeding ticket of which she failed to attend the court date for. He also said that one of my options to pay her would be buying insurance now, then report the accident, followed by filing the claim. I called the girl, and told her about the idea, she was delighted. Feeling desperate, I went ahead, and bought insurance, but a week later had second thoughts.....thankfully......after some research found it to truly be insurance fraud, and could have faced jail time with some hefty fines (something the cop never mentioned) I call the girl Monday to tell her this, and that I am, however, prepared to offer her $1000 (by the way, my car was damaged too, and I'm riding the bus everywhere, yet she never thought to call her insurance company to file because I was uninsured?? and I'm supposed to pay for all her damages???) Anyway, she's not satisfied by my offer claiming her car cost her $2500. Now, I'm thinking I should not pay her anything. I think she's trying to take advantage of me because I felt so bad, and am being so nice. Am I even obligated to pay her. I was misinformed from the beginning. If I knew the correct information at the time, I would have been glad to do things the right way, and file a police report. I am willing to owe up to my responsibilities, yet I will not get totally taken advantage of. Any advice would be greatly appreciated. Thank you.