Insurance Fraud Penalties/Illinois

[FordellCastle]

What is the name of your state? Illinois I was involved in a serious auto accident a few months ago. The man who was driving is a member of the military-I mention this because he was not supposed to be in another state at the time of this accident. The car he was driving was purchased 'As Is' for $1500. just a few weeks prior in yet another state. At the time of the accident, he had not changed the title to his name, applied for plates in Illinois, and had no insurance on it. As the other driver was at fault, he submitted claims to the other drivers insurance company. They offered him $2,200. as the car was totalled. He refused their offer, submitting receipts claiming he had personally made many modifications to the car (previous owner's husband is a professional mechanic) as well as repairs. None of it was true. In the end, they sent him a check for a total of $5,800 just for the car. Additionally, he hired an attorney to represent him and asked him to represent me as well. I found this out after contacting the insurance agent and asking what she needed from me regarding my medical records and bills. She said she had already received my medical release form in the mail. He had dated it, blacked out large portions of it, and named medical facilities I had never been to. I informed her I had not submitted it. They sent me a copy of the one they had received and another one for me to sign. My mother tells me she thinks he is guilty of insurance fraud. I am only 18, so do not know who I need to inform to let them know. I fired the attorney whom I had never personally hired and told him what was going on, but nothing came of it. I need advice. As he is in the military, I wonder if I should inform them also. I do not want to be involved in anything illegal, and am no longer involved with this man since learning this. He is profiting off of things that are not true-seeing a chiropractor for months when only his hand was injured? He works everyday, and it involves heavy lifting/physical activity. I want to know what to do to make this right.

 

[outonbail]

What is the name of your state? Illinois I was involved in a serious auto accident a few months ago. The man who was driving is a member of the military-I mention this because he was not supposed to be in another state at the time of this accident. The car he was driving was purchased 'As Is' for $1500. just a few weeks prior in yet another state. At the time of the accident, he had not changed the title to his name, applied for plates in Illinois, and had no insurance on it. As the other driver was at fault, he submitted claims to the other drivers insurance company. They offered him $2,200. as the car was totalled. He refused their offer, submitting receipts claiming he had personally made many modifications to the car (previous owner's husband is a professional mechanic) as well as repairs. None of it was true. In the end, they sent him a check for a total of $5,800 just for the car. Additionally, he hired an attorney to represent him and asked him to represent me as well. I found this out after contacting the insurance agent and asking what she needed from me regarding my medical records and bills. She said she had already received my medical release form in the mail. He had dated it, blacked out large portions of it, and named medical facilities I had never been to. I informed her I had not submitted it. They sent me a copy of the one they had received and another one for me to sign. My mother tells me she thinks he is guilty of insurance fraud. I am only 18, so do not know who I need to inform to let them know. I fired the attorney whom I had never personally hired and told him what was going on, but nothing came of it. I need advice. As he is in the military, I wonder if I should inform them also. I do not want to be involved in anything illegal, and am no longer involved with this man since learning this. He is profiting off of things that are not true-seeing a chiropractor for months when only his hand was injured? He works everyday, and it involves heavy lifting/physical activity. I want to know what to do to make this right.

You should worry about you and you're own expenses for the injuries you suffered. What he paid for the car isn't an issue, he obviously convinced the insurance company that the vehicle's value was higher than their original offer and they agreed to pay him and settle the account. What state he purchased the vehicle in or what state he was supposed to be in himself, doesn't grant anyone else the right to run into him and avoid the consequences of having done so.

I assume you're not a medical doctor and have no way of knowing or proving that he is faking injuries. After all, you did claim this was a "serious" accident. People get hurt in serious accidents and not all injuries are obvious to others. Insurance agencies look into claims and decide if they are reasonable, excessive or completely outrageous when determining what they're willing to pay. They also consider the cost of going to court and the risk of losing and having to pay out more anyway. So what are you going to say to them? Hi. I think you're paying my ex boyfriend more than he deserves, I think he's lying about the extent of his injuries and I thought you'd like to know what I think?

They may agree with you 100 per cent. However this doesn't mean they will take any action. They've already settled the case and having a scorned ex girlfriend's opinion that he is being overcompensated, will have little influence, if any at all, on the monetary amount they agreed to pay out and settle the case.

Worry about what you're damages are. If he submitted a fraudulent document on you're behalf, don't sign it or endorse it's content. Tell the insurance company that due to miscommunication between you and you're ex boyfriend, the claim needs correcting and that you would like to submit you're own claim for you're medical expenses and/or for the damages you've suffered.

Contacting the military to tell on him probably will amount to nothing,,,, Aside from them believing you're just suffering from a broken heart and therefore, seeking revenge of some sort.

Submit you're own claim, let him go and move on,,,,,,,,,,,,,,,