I was involved in an auto accident and it wasn’t my fault. The other party’s insurance company is only taken 90% responsibility for the accident. Will my insurance company consider the accident to be 10% my fault based on the other insurance company's judgment, and increase my insurance? Please advise.
I was involved in an auto accident and it wasn’t my fault. The other party’s insurance company is only taken 90% responsibility for the accident. Will my insurance company consider the accident to be 10% my fault based on the other insurance company's judgment, and increase my insurance? Please advise.
No, your insurance co. will make their own liability decision.
If the insurance pays $1000 or more for repairs to your vehicle and does not subrogate any of that money back from the other party's insurance company, this accident could be listed as "at-fault" and this could put you in a higher tier causing a rate increase. You would only be charged insurance points if the accident was determined at fault through the final payout. Is this true? It doesn’t seem fair because I wasn’t responsible for the accident. The other party hit my car coming from a side street with a stop sign and she was also issued a violation ticket. This is ridiculous!
If the insurance pays $1000 or more for repairs to your vehicle and does not subrogate any of that money back from the other party's insurance company, this accident could be listed as "at-fault" and this could put you in a higher tier causing a rate increase. You would only be charged insurance points if the accident was determined at fault through the final payout. Is this true? It doesn’t seem fair because I wasn’t responsible for the accident. The other party hit my car coming from a side street with a stop sign and she was also issued a violation ticket. This is ridiculous!
Anytime you turn in a claim no matter whose fault it is your rates could go up.
Will my insurance company consider the accident to be 10% my fault based on the other insurance company's judgment, and increase my insurance? Please advise. 
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