Insurance recovery

What is the name of your state? Tennessee

My stepdad's house was hit by a car on November 1. 2003 by a drunk driver. The driver's insurance company took two weeks to decide if they were responsible for the damages before sending an adjuster out to assess the damage. I received a copy of the adjuster's estimate on November 24, 2003 and immediately called the insurance company to let them know there was a problem. They had the adjuster call me to discuss the estimate. He had "forgotten" to include in the estimate the vintage grandfather clock that was destroyed, the business sign that was in front of the house that was knocked down and broken, the brick columns that supported the front porch that were completely removed in the accident, and also "forgot" to include the cost of actually repairing the four foot hole in the wall of this block house. He agreed that he had neglected to include those things and would revise his estimate accordingly. I then called the insurance company and let them know the results of my conversation with their adjuster. Today, my stepdad received a check for the amount of the original estimate. I know not to cash the check but other than that ,I'm not really sure what the best way to handle this is. Any ideas would be appreciated. Thanks

[JETX]

You really only have three options:
1) Continue fighting with them and hope for a resolution, or
2) Consider contacting an attorney and letting the attorney negotiate with them, or
3) File a lawsuit against the driver and let the courts resolve it.