What is the name of your state? CA
Hi. My wife and kids were parked in a legal spot on the side of the road in a residential neighborhood. Our van was sideswiped, causing extensive damage to the vehicle. The at fault vehicle was a commercial van.
There are a few matters that concern me:
1. My insurance pays $30/day for 30 days for a rental car, which doesn't allow us to rent a comparable vehicle to what we were driving, and they say that they can't, legally, ask the responsible party's insurance to pay for more than our policy allows. I feel as if I should be able to rent a comparable vehicle for the necessary amount of time as it takes to repair my vehicle, at no additional cost to me.
2. I was told by the insurance company that I will be responsible for replacing the left tires, which were blown, because that represents a "betterment." I feel this is unreasonable, because the tires were in perfect shape, as the van is only 1 year old and there was minimal wear. I feel this should be the responsibility of the responsible party to pay.
3. As I mentioned, our van is still relatively new, and in perfect condition. This accident will no doubt significantly reduce the resale value. I would like to be compensated for that, in some way.
Are my expectations reasonable? Should I get a lawyer involved?
Thanks.
Hi. My wife and kids were parked in a legal spot on the side of the road in a residential neighborhood. Our van was sideswiped, causing extensive damage to the vehicle. The at fault vehicle was a commercial van.
There are a few matters that concern me:
1. My insurance pays $30/day for 30 days for a rental car, which doesn't allow us to rent a comparable vehicle to what we were driving, and they say that they can't, legally, ask the responsible party's insurance to pay for more than our policy allows. I feel as if I should be able to rent a comparable vehicle for the necessary amount of time as it takes to repair my vehicle, at no additional cost to me.
2. I was told by the insurance company that I will be responsible for replacing the left tires, which were blown, because that represents a "betterment." I feel this is unreasonable, because the tires were in perfect shape, as the van is only 1 year old and there was minimal wear. I feel this should be the responsibility of the responsible party to pay.
3. As I mentioned, our van is still relatively new, and in perfect condition. This accident will no doubt significantly reduce the resale value. I would like to be compensated for that, in some way.
Are my expectations reasonable? Should I get a lawyer involved?
Thanks.