E
ez_e_27030
Guest
What is the name of your state? North Carolina
On 12/21/02, my wife and me was rear ended by a driver with Horace Mann Insurance Coverage. The driver was given a ticket for failure to reduce speed to avoid collision. The Insurance adjuster told us that it would only take about one week for her to contact my wife and me about a settlement. That was three months ago. Before the accident, I just started a new job one week before the accident working for an individual. I was the only employee. The insurance adjuster asked me to provide her with a signed document from my employer with the hours that I worked and my hourly pay rate. Then she requested a notarized copy from my employer, he sent the insurance adjuster requested information. She then requested that my employer send W2 Forms. My employer did not fill out any W2 forms. The IRS does not require an individual to fill out W2 forms, if his wages are below $600. So now, the insurance adjuster requested that my employer give her the names addresses and phone numbers of the clients my employer and I done work for. My employer stated to me” that it would be very unprofessional and an invasion of his clients privacy to give out this information”. The Horace Mann Companies has not offered to compensate my employer for his time and trouble and he sees no reason to continue to speak with these people. My employer stated to me that the Horace Mann Insurance companies have repeatedly disrespected him. He also stated that the insurance adjuster was crossing the line and he refuses to speak with anybody representing the Horace Mann Companies. I was told by several attorneys and a representative of the Department of Insurance, that the names, addresses and phone numbers of my employer's clients is none of the Horace Mann Companies concern. I have also been informed that the Department of Insurance will do nothing to help consumers with a third party insurance claim. The insurance adjuster has sent me letter stating that will not pay me for my lost income because my employer has not provided the necessary documents. He provided a signed document. He provided a notarized document and he has called and verified the information in the documents. My employer has been extremely cooperative. My medical records clearly show that doctors have put me out of work every single day for over 6 months. I lost the opportunity to work for over 6 months. What else can I do? Your advice is greatly appreciated.
On 12/21/02, my wife and me was rear ended by a driver with Horace Mann Insurance Coverage. The driver was given a ticket for failure to reduce speed to avoid collision. The Insurance adjuster told us that it would only take about one week for her to contact my wife and me about a settlement. That was three months ago. Before the accident, I just started a new job one week before the accident working for an individual. I was the only employee. The insurance adjuster asked me to provide her with a signed document from my employer with the hours that I worked and my hourly pay rate. Then she requested a notarized copy from my employer, he sent the insurance adjuster requested information. She then requested that my employer send W2 Forms. My employer did not fill out any W2 forms. The IRS does not require an individual to fill out W2 forms, if his wages are below $600. So now, the insurance adjuster requested that my employer give her the names addresses and phone numbers of the clients my employer and I done work for. My employer stated to me” that it would be very unprofessional and an invasion of his clients privacy to give out this information”. The Horace Mann Companies has not offered to compensate my employer for his time and trouble and he sees no reason to continue to speak with these people. My employer stated to me that the Horace Mann Insurance companies have repeatedly disrespected him. He also stated that the insurance adjuster was crossing the line and he refuses to speak with anybody representing the Horace Mann Companies. I was told by several attorneys and a representative of the Department of Insurance, that the names, addresses and phone numbers of my employer's clients is none of the Horace Mann Companies concern. I have also been informed that the Department of Insurance will do nothing to help consumers with a third party insurance claim. The insurance adjuster has sent me letter stating that will not pay me for my lost income because my employer has not provided the necessary documents. He provided a signed document. He provided a notarized document and he has called and verified the information in the documents. My employer has been extremely cooperative. My medical records clearly show that doctors have put me out of work every single day for over 6 months. I lost the opportunity to work for over 6 months. What else can I do? Your advice is greatly appreciated.