Michagan

[ronaldyates]

What is the name of your state (only U.S. law)?

Michigan

[justalayman]

well welcome. I know a lot of people from Michigan.

Did you have a question about something in Michigan?

[ronaldyates]

I had an accident in June 2007 the other driver turned left acroos the cenetr into a bozze store hiting in my left side in the lane he turned into/across. I now shoulder pain two MRI 's etc Geico has so far covered these bill (or my work insurance) but Geico is trying to get off the hook with your shoulder has arthritis or bone spurs. Same shoulder I went to ER the time of the accident with shoulder pain.
Can I go after the driver and the company he worked for injuries, and the I am afraid I may not be able to work with pain in another year (I am a programmer).

The guy had a suspended//revoked license at the time and was driving a small companies van home that day. He also left the scene but left the van. He as arrested later.

[ecmst12]

Your PIP should cover all accident-related injuries I think for 2 years. However if you only had one ER visit at the time of the accident with no further treatment, and only now, more then a year later, are you having significant problems, then you are going to have a hard time proving it's from the accident. Anything could have happened over the last year and a half to damage your shoulder. Arthritis naturally happens to everyone over time.

[justalayman]

well, in Michigan, we have no fault insurance and property damage is limited to $500. The medical bills are all yours unless you are injured bad enough to be considered... well, it's easier if I just post the germane section:

(1) A person remains subject to tort liability for noneconomic loss caused by his or her ownership, maintenance, or use of a motor vehicle only if the injured person has suffered death, serious impairment of body function, or permanent serious disfigurement.

It does not sound like you fit the bill for the at fault party to be aboe to be held liable for the injuries, at all. It is on you and your insurance.

For Geico to be responsible for the bills, a doctor is going to have to relate the current situation to the auto accident. If a doctor will not state it is the cause, Geico is not liable for the expenses.

[ecmst12]

Even if you can get a doctor to state it, it has to be convincing enough that Geico will buy it. With a year and a half gap in treatment, the chances are slim and none...and slim is on his way outta town.

[ronaldyates]

Two docs have said it was related and were doping me at first and doing therapy on me and ordering a second round of MRI's ; "tramatized arthists" so they say. It is that ass with no license I want. my newest Doctor (which was also yhe 1st i saw in Chicago when I moved) is thinking of writing me out of work for two to three months, as a salaried person I get 100% pay for 180 sick days a year. But like I said it is five years down the road I am concerned about. I contract andg 105.00an hour normally this a learning experience,.Also made two trips back to the Urgent care attached to the ER in the first thrre month two seperate docs there ssid it was related.

[ecmst12]

RELATED to the accident is not the same thing as DIRECTLY CAUSED BY the accident. Of course the accident contributed. But you have not had continuous treatment and anything could have happened during the time you were not being treated.

[justalayman]

Originally Posted by ronaldyates

It is that ass with no license I want. .

You really need to give up that idea. You were not injured great enough for him to be liable for anything.




what is "tramatized arthists"? Never heard the term and it doesn;t seem like Google has either.

[ecmst12]

That would be "traumatic arthritis". It helps if you actually know what you are diagnosed with.

[justalayman]

thanks. That makes sense.


Ok, first, you really need to have a solid diagnosis. That, along with the:

.Also made two trips back to the Urgent care attached to the ER in the first thrre month two seperate docs there ssid it was related.

May give you a good argument to fight Geico. The urgent care visits are going to be critical.

You are fighting an uphill battle but it may not be unsurmountable.

Not sure why the doc would consider time off. You have a sit down job and although it would be more difficult. I would think you could do it with one hand (I know a 1 armed plumber so I know you could do your job).

If all else fails, they can replace the joint and you will be good to go. There is no reason you will be placed on permanent disability.

you do state you have insurance through your employer as well. What is the problem with just letting it go through them? Or let the 2 insurance companies have the pissing match?