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  #1  
Old 11-12-2008, 11:10 PM
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mississippi pedestrian accident

WMy son was hit by an auto in mississippi as he was walking on a service road off an interstate where his vehicle had broken down. His father was walking beside him at the time. The driver of the auto was excluded from coverage on the auto that he was driving that belonged to a relative. At this time my son has incurred around fifty thousand in medical bills and still has more surgery to be done. the insurance company says that they are not liable how to proceed from here.
  #2  
Old 11-12-2008, 11:32 PM
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Did you have a question?

You should talk to an attorney.
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The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

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Tell it like it is! When all else fails, make up a statistic!

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  #3  
Old 11-13-2008, 12:42 AM
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The insurance company is NOT liable. The DRIVER is.

If you have uninsured motorist coverage on your own insurance, that will apply.
  #4  
Old 11-13-2008, 10:11 AM
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Does the car owner have any personal liability here?
  #5  
Old 11-13-2008, 10:27 AM
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Question: How to proceed from here?

Answer: Retain an attorney.
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The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #6  
Old 11-13-2008, 11:09 AM
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Location: Philadelphia, PA
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If the owner gave the excluded driver permission to drive the car, then yes the owner could also be liable, but the insurance still won't pay.
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