need advice

What is the name of your state?ca. i was involved in a car accident which was not my fault i had the right of way. other driver had a stop sign i did not other driver tried to go ahead of me i tried to stop but skidded and still hit the car on the backside of the drivers side.no police report,do i still need to report it to my insurance company even if her insurance company says she is at fault? Do i need to give them my insurance info?

[I AM ALWAYS LIABLE]

Originally Posted by aviana

What is the name of your state?ca. i was involved in a car accident which was not my fault i had the right of way. other driver had a stop sign i did not other driver tried to go ahead of me i tried to stop but skidded and still hit the car on the backside of the drivers side.no police report,do i still need to report it to my insurance company even if her insurance company says she is at fault? Do i need to give them my insurance info?

My response:

Unless you want to be considered a Proposition 213 claimant, then you'll give them your insurance information.

IAAL

what is pro 213?

[I AM ALWAYS LIABLE]

Originally Posted by aviana

what is pro 213?

My response:

So glad you asked.

Proposition 213 was passed by the voters in California in 1996, going into law in January 1997. Prop. 213 makes vehicle insurance mandatory in California. Additionally, when a person does not have insurance, or cannot prove their insurance, and they're involved in a non-fault accident, such person cannot claim "general damages" (Pain & suffering). All they can claim are actual damages; e.g., vehicle damage, lost earnings, medical expenses.

So, if you were hurt, and want payment for your general damages ("pain and suffering"), then tell them your insurance information.

IAAL