inquiry125
Junior Member
What is the name of your state? Cailifornia
I was involved in an auto accident in which I rear-ended a person. I panicked and left the seen. The victim had written down my plates and now their insurance company has contacted me. They are requesting $2,800 and they want me to sign a form excepting full responsibility. The insurance company indicated that the accident was with a minor and that their investigation had established that the car was registered under my name. They are threatening to pursue me with a lawsuit or a collection agency. I would like to know if the insurance company really does have a case to go after me or is there a lack of evidence and the amount is not material enough to pursue me.
Moreover, before contacting them, I would like to know how I should handle the situation. I do not want to say something that will incriminate me for a future lawsuit. I know their investigators will ask specific questions to incriminate myself. I would like to be prepared for the conversation.
Finally, I would also like to inquire if this situation could affect my license or driving records. It has been two months since the accident and the police have not contacted me. Does that mean that the police are not currently involved or have not filed a report?
I was involved in an auto accident in which I rear-ended a person. I panicked and left the seen. The victim had written down my plates and now their insurance company has contacted me. They are requesting $2,800 and they want me to sign a form excepting full responsibility. The insurance company indicated that the accident was with a minor and that their investigation had established that the car was registered under my name. They are threatening to pursue me with a lawsuit or a collection agency. I would like to know if the insurance company really does have a case to go after me or is there a lack of evidence and the amount is not material enough to pursue me.
Moreover, before contacting them, I would like to know how I should handle the situation. I do not want to say something that will incriminate me for a future lawsuit. I know their investigators will ask specific questions to incriminate myself. I would like to be prepared for the conversation.
Finally, I would also like to inquire if this situation could affect my license or driving records. It has been two months since the accident and the police have not contacted me. Does that mean that the police are not currently involved or have not filed a report?