L
lvi
Guest
What is the name of your state? California
Hi!
If you could please adce me on the following, I would greatly appreciate it!
My 1999 Honda Accord was rear-ended while parked on a meter in front of my house.
I filed a claim with my insurance company and had my car repaired. My insurance paid for the repairs minus $500 deductible, at first. Later, after they had recovered money from the responsible party's insurance company, they paid me my $500 deductible, as well.
Here comes the tricky (at least, for me) part. The other vehicle's owner was in the vehicle at the time of the accident, but was not driving. Another person, who was arrested at the scene for DUI, had been driving.
Now, I get a letter in the mail saying that the driver (not the insured owner) was covicted of a misdemeanor offense, and that I should appear in court for a restitution hearing.
My first question is whether I must to the hearing go or not. Since my insurance to recover the damages went after the other car owner's insurance (AAA), and not after the now convicted driver's insurance(which I don't even know if he had one), can AAA come after me to recover their cost if I don't go to the hearing?
Or maybe I am confused, and AAA IS responsibe, disregarding who was driving, the insured owner, or another person with the owner's permission?
My second question: my vehicle was repaired, but it is not at all what it was before the accident. If I want to sell it, it's value as a repaired after-accident car wold be a lot less than it would have been if there was no accident. Can this difference in the value be recovered at the restitution hearing?
Thank you so much for all your help and advice!
Hi!
If you could please adce me on the following, I would greatly appreciate it!
My 1999 Honda Accord was rear-ended while parked on a meter in front of my house.
I filed a claim with my insurance company and had my car repaired. My insurance paid for the repairs minus $500 deductible, at first. Later, after they had recovered money from the responsible party's insurance company, they paid me my $500 deductible, as well.
Here comes the tricky (at least, for me) part. The other vehicle's owner was in the vehicle at the time of the accident, but was not driving. Another person, who was arrested at the scene for DUI, had been driving.
Now, I get a letter in the mail saying that the driver (not the insured owner) was covicted of a misdemeanor offense, and that I should appear in court for a restitution hearing.
My first question is whether I must to the hearing go or not. Since my insurance to recover the damages went after the other car owner's insurance (AAA), and not after the now convicted driver's insurance(which I don't even know if he had one), can AAA come after me to recover their cost if I don't go to the hearing?
Or maybe I am confused, and AAA IS responsibe, disregarding who was driving, the insured owner, or another person with the owner's permission?
My second question: my vehicle was repaired, but it is not at all what it was before the accident. If I want to sell it, it's value as a repaired after-accident car wold be a lot less than it would have been if there was no accident. Can this difference in the value be recovered at the restitution hearing?
Thank you so much for all your help and advice!