asseenonharbor
Junior Member
What is the name of your state? CA
So this is what happened. My car was parked outside of an apartment complex. At 3AM, my car - along with 2 other cars - were hit. I've talked to the other party's insurance (the one at fault) and they told me that his coverage is limited and may not be able to cover for all the damages because their are 2 other cars involved. My car was estimated at $5400 of damages. I'm a student and don't have $1000 to pay for my deductible towards my insurance company. Even if the other person has limited coverage shouldn't they have to cover for all my damages regardless... Why should I be at a disadvantage and have my insurance rates increase as well.
Also, can I still cancel my claim with my own insurance company? I'm afraid that they got the ball rolling with my auto body and the thing is that I don't want to pay for the deductible.
What should I do? What is the best route to go?
Need help.... my first claim and I'm having a nightmare. Thanks.
So this is what happened. My car was parked outside of an apartment complex. At 3AM, my car - along with 2 other cars - were hit. I've talked to the other party's insurance (the one at fault) and they told me that his coverage is limited and may not be able to cover for all the damages because their are 2 other cars involved. My car was estimated at $5400 of damages. I'm a student and don't have $1000 to pay for my deductible towards my insurance company. Even if the other person has limited coverage shouldn't they have to cover for all my damages regardless... Why should I be at a disadvantage and have my insurance rates increase as well.
Also, can I still cancel my claim with my own insurance company? I'm afraid that they got the ball rolling with my auto body and the thing is that I don't want to pay for the deductible.
What should I do? What is the best route to go?
Need help.... my first claim and I'm having a nightmare. Thanks.
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