NJ provisional license liability

[coachrandall]

What is the name of your state? NJ

Hi, My nephew has his provisional drivers license in NJ. He is 17 and is allowed only one other person in the car with him. I recently saw him driving with 2 other kids, who are 17, in the car with him. Besides the fine of $100 he would incur if he was stopped, what are the legal actions that could be taken against him or my sister if there was an accident where one of these other kids were seriously hurt?

 

[ecmst12]

Generally, this violation should not increase or decrease his liability in case of an accident. If he's at fault, then he is liable to all damages caused to all parties. If mom is the owner of the car, she may also be liable. He would just face additional citations/fines for violating the terms of his license, and his license could possibly be suspended.

 

[coachrandall]

Can the insurance company decline coverage to any of the passangers that are hurt and put the responsibility solely on my sister? Meaning if one addtional person is allowed in the car, the other would be her responsibilty to cover the costs?

 

[ecmst12]

I doubt it, but you'd have to read the specific policy to be sure.

 

[moburkes]

Can the insurance company decline coverage to any of the passangers that are hurt and put the responsibility solely on my sister? Meaning if one addtional person is allowed in the car, the other would be her responsibilty to cover the costs?

Nope, unless the driver is specifically excluded from coverage.