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Originally Posted by sherro What is the name of your state? Illinois I was driving home from work and traffic had stop...i am sitting in road waiting to go when i got hit in the rear end...i have no insurnace but the other driver did....is he still liable for for the damages to my car and any medical bills.... |
Were the police not called at the time of the accident? Usually they ask to see lic. & proof of ins. of both parties no matter whose fault the accident is. It seems as if you would have received a "citation" & possible license suspension for not having ins. However, if the acc. was not your fault, the legal liability for the accident rests with the adverse party's ins. carrier & they would owe you for your damages and/or injuries. If you want to pursue this, as Zetetick indicated - get yourself a lawyer! If the police were not involved, when other party's ins. co. is "submitted" with your claim, they may pursue (report) you not having ins. even though it won't change their liability for acc.
You find yourself in a quandary..While the other party will be held responsible, if you report the claim to the ins. co. they could report you for not having Mandatory ins. coverage to which you could have your plate suspended and face fines for operating an motor vehicle w/o minimal ins...Obtain an PI attorney if you were hurt!...
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