What is the name of your state?What is the name of your state? pa
I have a co-worker who is very distraught over an accident, and I thought that I could get some info for her. She rear ended another vehicle on a Thursday. No one was hurt, she called her insurance agent on the spot. They told her to call the insurance company and report the accident. She did that. No police report was filed, minor damage. Her insurance company called on Monday to tell her that her insurance had lapsed and that she had no coverage. She has always had insurance and had no idea that her policy had expired. No cancellation notice, no phone call from her agent, they did not even tell her she lapsed when she reported the claim, nothing letting her know that she was expired. She had the same agent for over 10 years and has car, home and life insur through them. She was told that she has to deal with the other guy's insurance company who, of course, will expect payment from her. She has contacted this insurance company with very little response, they are not telling her anything regarding the claim. She is not sleeping thinking that he may claim that he was injured, maybe lose her home or drivers licence. She would just like to know what can happen, what is likely to happen, and how should she handle it. Is there a time frame, it has been over a month now, and the man's insurance will not tell her anything.
Any help would be appreciated.
Thanks.
I have a co-worker who is very distraught over an accident, and I thought that I could get some info for her. She rear ended another vehicle on a Thursday. No one was hurt, she called her insurance agent on the spot. They told her to call the insurance company and report the accident. She did that. No police report was filed, minor damage. Her insurance company called on Monday to tell her that her insurance had lapsed and that she had no coverage. She has always had insurance and had no idea that her policy had expired. No cancellation notice, no phone call from her agent, they did not even tell her she lapsed when she reported the claim, nothing letting her know that she was expired. She had the same agent for over 10 years and has car, home and life insur through them. She was told that she has to deal with the other guy's insurance company who, of course, will expect payment from her. She has contacted this insurance company with very little response, they are not telling her anything regarding the claim. She is not sleeping thinking that he may claim that he was injured, maybe lose her home or drivers licence. She would just like to know what can happen, what is likely to happen, and how should she handle it. Is there a time frame, it has been over a month now, and the man's insurance will not tell her anything.
Any help would be appreciated.
Thanks.