What is the name of your state? What is the name of your state? Texas
I don't know what to do right now, hopefully, I can get some advice from this board. I'm getting pretty antsy about my situation.
Basically, I damaged another vehicle when I hit it from behind. My vehicle did not have ANY insurance covering it at the time. I did not get any tickets. (edit: I was searching for cheaper insurance at the time... I had just recently ended my coverage)
The victim vehicle was broken down on the road. It was dark, foggy and drizzled a bit. I didn't see it until too late (I was tired from work and had three mixed drinks with friends that evening at restaurant).
Driver from other party was not injured (but he later told me that he was going to doctor to check for possible whip-lash). The other party was drunk and told me so at the time of the incident (not that it matters in this case). Passenger with the driver at the time of the incident went to the hospital for a broken arm (from what I heard, but not seen).
I'm stupid, I know... but I don't want to go to jail... or be sued for tens and thousands of dollars. This is why I'm scared. I don't have tens and thousands of dollar of money, but I am willing to pay for damage to vehicle and the broken arm medical bill.
The other party told me that the vehicle he purchased was for $2500.
The other party's insurance company is asking to speak to me on the phone later today. I was told that they (auto insurance company) could be friendly only to backstab you with all the information you provide them.
I'm not wild or someone who do criminal things in life. I loved my vehicle and drive safe 90% of the time... I was just extremely tired that night and thought I had the ability to head home after a few drinks. I know I made a big mistake.... is there no help for me on this issue?
I want my life back.....