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Old 10-02-2003, 10:14 AM
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Join Date: Oct 2003
Location: Minnesota
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No Insurance, but in an accident.

What is the name of your state? Minnesota

I was in an accident last Saturday. I do not currently have insurance, I just went to my cousin's house to pick up something. Their neighbor backed into my car and damaged it. Will her insurance company pay for the damages even though I was not insured? Will I get in trouble for being there without insurance? I live in a no-fault state....PLEASE HELP!
  #2  
Old 10-02-2003, 10:23 AM
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Join Date: May 2000
Location: Catatonic State
Posts: 75,781

Re: No Insurance, but in an accident.

Quote:
Originally posted by kshambl
What is the name of your state? Minnesota

I was in an accident last Saturday. I do not currently have insurance, I just went to my cousin's house to pick up something. Their neighbor backed into my car and damaged it. Will her insurance company pay for the damages even though I was not insured? Will I get in trouble for being there without insurance? I live in a no-fault state....PLEASE HELP!
**A: although you live in a no fault state, it is still your fault for driving with no insurance. The neighbors insurance should pick up the tab.
  #3  
Old 10-02-2003, 10:27 AM
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Join Date: Oct 2003
Location: Minnesota
Posts: 3
Thank you! Will it make a difference that I was not in the car at the time?
  #4  
Old 10-02-2003, 10:29 AM
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Join Date: May 2000
Location: Catatonic State
Posts: 75,781
Quote:
Originally posted by kshambl
Thank you! Will it make a difference that I was not in the car at the time?
**A: yes it would since there is no law that requires you to have insurance if you are not driving the car. And no it would not, as far as settlement.
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