no insurance...does this mean I am at fault?

[momwith3kids]

TENNESSEE
??? I have no insurance. I was involved in a two car accident, where we smacked mirrors. We were on a little bridge on a back road. The officer and the other car both said it was no fault. Just an accident.
Recently, I have been receiving phone calls from his insurance. They said that since I had no insurance at the time and no drivers license ( have since got), it is my fault, no matter who hit who.

Help....is this true? Or are they just trying to get this poor little girl to pay?

Should I get a lawyer?

 

[Happy Trails]

TENNESSEE
??? I have no insurance. I was involved in a two car accident, where we smacked mirrors. We were on a little bridge on a back road. The officer and the other car both said it was no fault. Just an accident.
Recently, I have been receiving phone calls from his insurance. They said that since I had no insurance at the time and no drivers license ( have since got), it is my fault, no matter who hit who.

Help....is this true? Or are they just trying to get this poor little girl to pay?

Should I get a lawyer?

While you should not have been driving without a license or insurance, this does not automatically make you at-fault.

How much was the damage to the other car?

 

[Lynx 36]

If the mirrors on the car were the only thing damaged it wouldn't be that much money anyway. W/O having insurance you have no one to argue liability on your behalf so you have to do it yourself.

Should I get a lawyer? Why would you hire a lawyer? You would pay more f/ the lawyer than you would f/ the damage. That's if you can find one who would even take it. Lawyers don't take cases unless thay make money.

 

[momwith3kids]

Should I get a lawyer? Why would you hire a lawyer? You would pay more f/ the lawyer than you would f/ the damage. That's if you can find one who would even take it. Lawyers don't take cases unless thay make money.

They would make my money. I would rather pay the lawyer more money than pay the guy who was truly at fault.
I replaced my mirror that night. The only thing messed up on his was his mirror. He wants a whole new door also. It wasn't even messed up.

 

[SsanB2]

Insurance smurance

Lawyers probably wont want the case because without insurance there's no way of getting money. tell him you want to see an estimate and lawyers are to costly.