This happened in Maryland.
One of my friend, say A, rented a car. He has an Indian licence, and was allowed to rent the car. He also had a complete waiver insurance for the same.
He and his other friend, say B, who also has an Indian licence, went out to do some groceries. B was driving the car.
On one of the signals, while taking a left, B did not yield and was rammed by on an on coming car. B got a citation from court for driving on an illegal licence. The rental company is saying that this wont be covered in the insurance.
Both of them are international students and won't be able to afford the damage to both the vehicles. Both the people involved in the accident were unscratched.
Don't know what to do and are very very scared.