| First, let me say that I am not a lawyer, just someone who has been in the same circumstance as you. You didn't mention if you have collision coverage on your car. If so, talk your insurance agent about putting the claim through YOUR insurance company, and depending on the extent of the damage, your insurance company might go after MetLife at no cost to you. You also didn't mention if there were any independent witnesses to the accident. Any witnesses you can find, the better for you. If, however, you only have liability, your only option is to take him to court, which will probably cost you more than the damage done to your car, considering you will be up against MetLife's attorneys (bigger than you and deeper pockets). I speak from my personal experience, and I know the frustration you are feeling. Good luck. |