What is the name of your state? Pennsylvania. I rented a vehicle to attend a concert and allowed a friend to drive home because I was too tired. He subsequently rear-ended someone and my insurance company refused to pay because they said he was not an authorized driver. The rental company whisked the vehicle off to a body shop that was quite far from the rental location and had it fixed. They subsequently sent me a bill for $12,000 in damages. My question is this: Does Pennsylvania law allow an at fault party to seek their own damage appraisals or are they at the mercy of what could be two conspiring parties? The vehicle that he rear-ended was a pickup truck that had only a scratch on the bumper and the rental company claimed there was $12,000 in damages to their vehicle. I was not afforded the opportunity to obtain an independent estimate on my own.What is the name of your state?What is the name of your state?