| Assuming you have an attorney, I would expect that he/she has more than adequately documented that a policy demand was made and rejected by the insurance company. If a jury returns a verdict in excess of the policy limits the insurance company may be responsible for paying above the limits. If they are not, then the insured is left holding the bag. In either case, assuming the injuries and liability are clear, this would seem to be a good example of the insurance company not acting in good faith. Thus putting their insured at risk.
This situation seems to sound like you and the parents of this girl have been trying to “work” this out between yourselves. Get an attorney immediately. TBI is a difficult injury to convey to others, you need an attorney who specializes in this area to ensure your daughter receives fair and proper compensation… whether it comes from the insurance company or out of the pocket of the defendants.
If you do have an attorney, he should be taking care of all this for you. If not, you need a new attorney. |