What is the name of your state?Michigan - No Fault Insurance
Recently I was in a fender bender at a car dealership. I was in a designated parking spot of a busy dealership. As I left the building I looked around the parking lot to determine where to exit. My car was parked across from the bay doors. I turned to look out my back window and proceeded to backup as I did not see anyone behind me just the empty bay door. Much to my surprise there was a small vehicle parked in the driving lane, not a designated parking spot, in front of the second bay door. I didnít even hear a crunch just the sound of a horn. I immediately pulled back into my parking space and noted that the parking space next to me was empty. When I exited my vehicle I apologized to the driver. I do not believe that is an admission of fault, but just a common courtesy. After calling the police department we were told to drive to the nearest police station to make a police report which we did. After leaving the police station, the other driver approached my car and asked if I would pay his deductible. I was under the assumption that No Fault Insurance meant that he would be responsible for his own deductible. In doing some research I found out that my insurance would pay his deductible had he been in a designated parking spot, but he was not. What does this mean for me? Can he take me to small claims court?