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Originally Posted by Darkshine North Carolina
I was recently involved in a 5 car pile up at a busy intersection. I was the car in the rear, but was not ticketed. You don't have to get a ticket to be determined "at fault".
Since the car in front of me never even slowed down before plowing into the car in front of her, the officer said "I was unable to do anything to prevent it due to traffic conditions"; that I was doing the correct speed and acceptable following distance for the traffic. The girl in the car directly in front of me (the one I hit) is now filing claims on my insurance for her medical bills, which she said she wasn't even injured at the scene, I assume she went to the doctor later. I haven’t fully spoken to my agent yet to find out the details on that.The agent is the wrong person to speak to. While he/she is a familiar person, the claims adjuster is the one with all the information. Its the adjuster's job to determine fault, not your agent's.
My question is: I heard from a friend in a similar situation though that it is possible that I may be able to file the damages of my car on her insurance since the officer said I was unable to due anything, thus making it her fault? I haven’t spoken with either agent yet, just wondering if she has any claims on me We can't tell you if she has made "claims on you". You can call the claims department of your insurance company to find out if a claim has been filed.
epically since she never slowed down when she hit the car in front of her doing probably 35-45 and I wasn't doing near that speed when I hit her, since I left 15 feet of black marks, and wasn't speeding to begin with. |
These claims usually take a little longer to settle. But in any case, not receiving a ticket doesn't necessarily make it a "not at fault accident". And, in
most cases, the driver who rear ends another vehicle usually has some negligence assigned to him.
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