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03-02-2009, 02:51 PM
| | Junior Member | | Join Date: Mar 2009
Posts: 4
| | | Property Damage to another Vehicle
What is the name of your state (only U.S. law)? CA
Over the weekend I was driving on the highway when a plastic patio chair flew off the back of my pickup truck and caused damage to the front bumper of the vehicle behind me, I spoke with my car insurance and they said that it's a homeowners insurance claim and that it is not considered a car accident. The CHP, took a police report, I have pictures of the damage, the front bumper had various dents, What should I do?????? |
03-02-2009, 02:55 PM
| | Senior Member | | Join Date: Jan 2005
Posts: 21,746
| | Quote:
Originally Posted by mxbandit  What is the name of your state (only U.S. law)? CA
Over the weekend I was driving on the highway when a plastic patio chair flew off the back of my pickup truck and caused damage to the front bumper of the vehicle behind me, I spoke with my car insurance and they said that it's a homeowners insurance claim and that it is not considered a car accident. The CHP, took a police report, I have pictures of the damage, the front bumper had various dents, What should I do?????? | Pay for the damage you caused...
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03-02-2009, 03:02 PM
| | Junior Member | | Join Date: Mar 2009
Posts: 4
| | | It's a given i'm going to end up paying for the damage, I'm just concerned of what other measures should I use to protect my assets and limit my liability in this matter?, I don't want the person to turn around and seek more recompensation than what they deserve, you know like sue me for things that are frivolous and try to get a larger settlement. |
03-02-2009, 03:04 PM
| | Senior Member | | Join Date: Aug 2005 Location: St. Odo of Cluny Parish
Posts: 29,043
| | | Have the damaged person sign a full release of liability when you give them the dough.
(A lawyer can draw one up for you.)
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There are two rules for success:
(1) Never tell everything you know.
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03-02-2009, 03:27 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,858
| | | I think I disagree with your car insurance.
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Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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03-02-2009, 04:20 PM
| | Junior Member | | Join Date: Mar 2009
Posts: 4
| | | Okay, i'm going to have her fill out a full release of liability before I pay her, i'm also recording all phone conversations, text messages, and emails, as well. Hope this is a simple solution and I don't get dragged into a lengthy ordeal. |
03-02-2009, 04:23 PM
| | Senior Member | | Join Date: Jan 2005
Posts: 21,746
| | Quote:
Originally Posted by mxbandit Okay, i'm going to have her fill out a full release of liability before I pay her, i'm also recording all phone conversations, text messages, and emails, as well. Hope this is a simple solution and I don't get dragged into a lengthy ordeal. | I SERIOUSLY hope that you have the other person's permission for this...
__________________ *
*
The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.
Communication is KEY - 10 mins of talking now can save you months of headaches later!
Masterfully stating the obvious to the oblivious! (Thanks SP!)
Tell it like it is! When all else fails, make up a statistic!
Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to) |
03-02-2009, 04:26 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,858
| | | Or you could just turn it in to your homeowners insurance.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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03-02-2009, 04:54 PM
| | Junior Member | | Join Date: Mar 2009
Posts: 4
| | Yes, I have the other person's consent when recording the phone conversation both written and verbal consent, I'm still waiting on my homeowner's insurance to see if my policy covers the damage  | |
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