My neighbor hired someone to cut down a tree. A limb fell and damaged my garage roof. Is the tree cutter or the property owner responsible for the damages? The tree cutter had someone repair the roof in a totally unacceptable way. There is still a limb sticking through the roof on one section and he feels a little caulk is all it needs. I told him the whole job needs to be ripped out and done correctly by someone who knows what they are doing. I requested that he use my regular roofing contractor but he feels the price is unacceptable. He wants me to get another estimate and he will choose a company to get an estimate and he will compare the three. My question is, do I have to accept a contractor that I am unfamiliar with or can I insist on my contractor who I know from experience will do the job correctly and guarantee his work? The tree cutter would not answer me when I asked if he had liability insurance so I have to assume he doesn't. My property is in Indiana.