Property Damage Question

[sheaker]

What is the name of your state? ILLINOIS

I was recently rear-ended and my car was totaled. The other drivers insurance company has accepted 100% liability. The automobile portion of the claim has been settled and reasonable I think.

I had three computers in the trunk and are now not working (if you could see the car it would not need an explanation). My question is: what should I expect to receive for these computers? They are a few years old but to replace them it would cost around $350 a piece. Is ACV all I can expect or is replacement value a realistic demand?

Thanks

 

[seniorjudge]

Ask for three times what you will settle for.

 

[sheaker]

Can you clarify that? Do you mean three times what they offer?

 

[seniorjudge]

Can you clarify that? Do you mean three times what they offer?

I didn't know they had already offered.

Oh, well. What I meant is YOU ask for three times what you really want.

 

[sheaker]

Thanks for the info. They haven't offered anything yet. I am assuming they will.

I have never done this before so I guess I am a little naive. Is it realistic to ask $1000 for a computer that can be replaced for $350? This info is easily verified by going to Dell.com.

I really don't expect to get $1000 for each computer just $350.

 

[sheaker]

One more question.

Are they required to give me replacement cost (versus ACV)? What leverage do I have if any?

Does filing a small claims court suit worth considering?

 

[stephenk]

how old were the computers?

 

[sheaker]

how old were the computers?

About three years old.

 

[stephenk]

you would be entitled to their present value only. make sure you ask for the value of the software you lost on the computers that were not originally installed on the computers.