Hello all,
Brief explanation:
I was rear ended in Nov. of 2004. After months of therapy that didn't take away the pain, I was referred to an orthopedic surgeon that did an MRI and discovered shoulder surgery would be necessary.
I had the surgery in June of 2005. Until yesterday, I have had no problems with the adjuster for the insurance company of the lady that hit me. Suddenly, her insurance company can't understand why I needed surgery at all, and has become uncooperative in closing this claim. They feel the accident was minor, and I have "faked" the need for surgery??? Sure. They are just now contacting the surgeon for info and MRI results.
Bottom line - I was rear ended, I didn't need surgery BEFORE the accident, as "minor" as it was....[car damages only $400], but nonetheless, the other driver was at fault.
I am not sure where this will go, but am sensing resistance from her insurance company. I need to know what happens if they 'kick back' the claim, after my health insurance has paid for the surgery. I am in personal debt in the amount of $4000.00 for copays, therapy, drugs, etc.
Anyone had this sort of thing happen?
Thank you!!
Brief explanation:
I was rear ended in Nov. of 2004. After months of therapy that didn't take away the pain, I was referred to an orthopedic surgeon that did an MRI and discovered shoulder surgery would be necessary.
I had the surgery in June of 2005. Until yesterday, I have had no problems with the adjuster for the insurance company of the lady that hit me. Suddenly, her insurance company can't understand why I needed surgery at all, and has become uncooperative in closing this claim. They feel the accident was minor, and I have "faked" the need for surgery??? Sure. They are just now contacting the surgeon for info and MRI results.
Bottom line - I was rear ended, I didn't need surgery BEFORE the accident, as "minor" as it was....[car damages only $400], but nonetheless, the other driver was at fault.
I am not sure where this will go, but am sensing resistance from her insurance company. I need to know what happens if they 'kick back' the claim, after my health insurance has paid for the surgery. I am in personal debt in the amount of $4000.00 for copays, therapy, drugs, etc.
Anyone had this sort of thing happen?
Thank you!!