Recieved Summoms to Appear from Insurance Company about Lawsuit

DavidLeeHansel · #1 03-23-2008, 05:47 PM

I reside in San Diego,CA and also did when the auto accident occurred. I received a summons today by a court appointed officer or so he states about an auto accident that occurred on March 4th, 2005. I was the driver and yes they found me to be at fault I believe it was 50/50 but of course there the final ones that make the final decision. But anyway I'm not to sure on what my insurance company did about her claim because I was a minor at the time and underneath my moms insurance plan but she did inform me that they sent an adjuster and asked her what the value of the car was n how much were the hospital bills and according to her thats what they went off when they issued her her claim money. According to this lawsuit its not her that requesting the money its her insurance carrier thats what to reimbursed since she had full coverage and I only had liability insurance. So her company gave her 14,875.94 due to her having full insurance and probably getting a new car because of all this. Which to be honest her car wasn't even that bad mine was worse then hers and I had to pay out of my pocket to fix mine. But yea according to this lawsuit once again in paragraph 14 it states exactly this,

14. "GRANITE STATE (INSURANCE COMPANY) has demanded the sum certain as reimbursement from defendants, and each of them, to compensate for the monies which GRANITE STATE has been obligated to pay to plaintiff(NAME LEFT OUT). However, defendants have failed and refused to pay all or any part of the sum demanded. GRANITE STATE therefore seeks prejudgment interest in addition to the other relief prayed for herein.

FUNNY THING ON THAT NOTE I HAVE NOT RECEIVED ANY BILL,REQUEST,PHONE CALL, MAIL(STANDARD OR CERTIFIED), BASICALLY NOTHING FROM THIS SO CALLED COMPANY THAT'S ALL OF A SUDDEN SUING ME FOR 15 GRAND BASICALLY. Any legal advice or suggestions would be greatly appreciated and I mean greatly appreciated.

BASICALLY I WOULD LIKE TO KNOW WHAT RIGHTS I HAVE AND DON'T HAVE AND WHAT I CAN DO AND CANT DO AT THIS TIME I AM REQUESTING ALL THE PAPERWORK ABOUT THE CLAIM FROM MY INSURANCE COMPANY AND HAVE CALLED MY INSURANCE AGENT...ALSO I'M GONNA TRY TOMORROW TO GET THE POLICE REPORT FROM THE CITY IT OCCURRED IN...

ecmst12 · #2 03-23-2008, 06:38 PM

Contact the CLAIMS DEPARTMENT at the insurance company which covered you at the time. They will provide for your defense. What were your coverage limits at the time?

DavidLeeHansel · #3 03-23-2008, 07:05 PM

That Is What I Already Did I Sent An Email To My Insurance Company Claims Department Because We Have Not Changed Insurance Companies Since I Had The Accident And I'm Not To Sure To Be Honest, I Know I Only Had Liability At The Time. Also How Do I Go About Getting Legal Help From The Insurance Company Since You Stated That They Would Help Me. Do I Just Fax Them The Lawsuit. I Am Pretty Educated But Some Of The Law Im Not To Sure On.

ecmst12 · #4 03-23-2008, 07:22 PM

Turn off caps lock.

You are going to have to talk to the claims adjuster. If you only had minimum coverage, you were only covered up to $5k for property damage. That means that you will be responsible for anything more then that. But hopefully, that is not the problem. You will have to talk to the claims person to find out why it hasn't been paid already.

compiler · #5 03-24-2008, 03:53 PM

Quote:

Originally Posted by DavidLeeHansel

I reside in San Diego,CA and also did when the auto accident occurred. I received a summons today by a court appointed officer or so he states about an auto accident that occurred on March 4th, 2005. I was the driver and yes they found me to be at fault I believe it was 50/50 but of course there the final ones that make the final decision. But anyway I'm not to sure on what my insurance company did about her claim because I was a minor at the time and underneath my moms insurance plan but she did inform me that they sent an adjuster and asked her what the value of the car was n how much were the hospital bills and according to her thats what they went off when they issued her her claim money. According to this lawsuit its not her that requesting the money its her insurance carrier thats what to reimbursed since she had full coverage and I only had liability insurance. So her company gave her 14,875.94 due to her having full insurance and probably getting a new car because of all this. Which to be honest her car wasn't even that bad mine was worse then hers and I had to pay out of my pocket to fix mine. But yea according to this lawsuit once again in paragraph 14 it states exactly this,

14. "GRANITE STATE (INSURANCE COMPANY) has demanded the sum certain as reimbursement from defendants, and each of them, to compensate for the monies which GRANITE STATE has been obligated to pay to plaintiff(NAME LEFT OUT). However, defendants have failed and refused to pay all or any part of the sum demanded. GRANITE STATE therefore seeks prejudgment interest in addition to the other relief prayed for herein.

FUNNY THING ON THAT NOTE I HAVE NOT RECEIVED ANY BILL,REQUEST,PHONE CALL, MAIL(STANDARD OR CERTIFIED), BASICALLY NOTHING FROM THIS SO CALLED COMPANY THAT'S ALL OF A SUDDEN SUING ME FOR 15 GRAND BASICALLY. Any legal advice or suggestions would be greatly appreciated and I mean greatly appreciated.

BASICALLY I WOULD LIKE TO KNOW WHAT RIGHTS I HAVE AND DON'T HAVE AND WHAT I CAN DO AND CANT DO AT THIS TIME I AM REQUESTING ALL THE PAPERWORK ABOUT THE CLAIM FROM MY INSURANCE COMPANY AND HAVE CALLED MY INSURANCE AGENT...ALSO I'M GONNA TRY TOMORROW TO GET THE POLICE REPORT FROM THE CITY IT OCCURRED IN...

You said, "I was the driver and yes they found me to be at fault I believe it was 50/50 but of course there the final ones that make the final decision."

Have you filed a claim with the other car’s insurance if you believe it was 50/50? If no, can you explain why?