M
myeagher
Guest
Recently purchased, fully insured, and totaled a car with a reconstructed title. How do I get the insurance company either to pay the repairs or the amount I have owed on it?
Can they total it with even a window broken if the title says it has no value? How can it be registered and pass inspection with no value? The insurance agent said the title would'nt matter when I went to insure it fully. The car was totaled during a rainstorm when a white new pick up truck cut immediately in front of me and I had no recourse but to swerve to avoid a serious crash and hydroplaned into a telephone pole.I was not at fault due to the fact I was forced to avoid an accident caused by the truck. I was wearing my seat belt and was not hurt but just bought the car for $3000.00 and its retail value should be over $4000.00 and trade-in around $2500.00. I wouldn't mind having it repaired as I don't see it being totaled as they have no value to total it against.
Please advise asap.
Sincerely,
Michelle
Can they total it with even a window broken if the title says it has no value? How can it be registered and pass inspection with no value? The insurance agent said the title would'nt matter when I went to insure it fully. The car was totaled during a rainstorm when a white new pick up truck cut immediately in front of me and I had no recourse but to swerve to avoid a serious crash and hydroplaned into a telephone pole.I was not at fault due to the fact I was forced to avoid an accident caused by the truck. I was wearing my seat belt and was not hurt but just bought the car for $3000.00 and its retail value should be over $4000.00 and trade-in around $2500.00. I wouldn't mind having it repaired as I don't see it being totaled as they have no value to total it against.
Please advise asap.
Sincerely,
Michelle