What is the name of your state? California
Hello, I'm new to the forums. I was recently involved in a fender bender in a bank parking lot. The accident was only between two vehicles. Each of us think it's each other's fault. Becase neither of us are willing to take full responsibility for the accident and because the damages are minor and minimal, we both have simply agreed to take responsibility for fixing our own cars.
Well leading up to this agreement, the negotiations and events that have transpired has me even more on the end of cautiousness. So I have bought and downloaded a general Release of Accident Claims. I'm trying to make sure that not only am I covered, but also that at a later time the other party doesn't try to sneak in a claim to my insurance company. I want to make sure that my insurance company is included along with myself.
In the release form it states "**************.Releasor and Releasor's heirs, executors, administrators and personal representatives, release and forever discharge the 'Releasee' and Releasee's agents, servants, successors, heirs, executors, administrators and personal representatives, from all actions, any and all manner of claims, causes of action or suits, including but not limited to claims and suits for bodily injuries that Releasor....."
Anywhere in there is my insurance company mentioned or included? I wasn't sure.
Here's some modifications I made to the form....."Releasor and Releasor’s heirs, executors, administrators, and personal representatives, release and forever discharge _________________________________ (“Releasee”) and Releasee’s agents, insurance companies, servants, successors, heirs, executors, administrators, and personal representatives, from all actions, any and all manner of claims, demands for or by reason of any damage, causes of action or suits, including but not limited to claims and suits for bodily injuries that Releasor"
I plan to have both of us each sign separate release forms, one form signed by me releasing the other party and one form signed by them releasing me of any liability.
One more question, after the accident happened, I did call my insurance company and reported the accident, but have not filed the claim. I've told them that we plan to handle this on our own and I'm not planning to file a claim. At this point the claim is still open just from the phone call, but no claims have been made or processed. With that said, in the above words of the release, am I stating information correctly as the Releasor or because I have already made the call to my insurance company am I misrepresenting the information?
Thanks for your help,