SusanJones
Junior Member
I live in Ohio. Here's my question:
My son, age 15, was staying overnight at his friend's house. The friend's family owns a golf course and several golf carts. Without my knowledge or permission, my son and his friend decided to go out on the carts. When my son was pulling the golf cart from his friend's garage, he hit and damaged the bumper of another kid's car, a 2002 Chrysler, that was parked in the driveway.
My homeowner's insurance won't pay for it because it wasn't on my property. The car owner is hassling my son for the estimated $900 in damages. My insurance agent said the car's owner should seek compensation from the homeowner who owns the golf carts, because they gave my son permission to use the cart.
Should I go ahead and pay the damages and collect the money from my son (I'm a single mom, and this would cause me a great deal of financial hardship) or should I insist that the homeowner in question either pay part of this or put it on his own insurance?
Additionally, how many estimates should the car's owner get? He only got one, and it seems very high to me.
Thank you for your help.
My son, age 15, was staying overnight at his friend's house. The friend's family owns a golf course and several golf carts. Without my knowledge or permission, my son and his friend decided to go out on the carts. When my son was pulling the golf cart from his friend's garage, he hit and damaged the bumper of another kid's car, a 2002 Chrysler, that was parked in the driveway.
My homeowner's insurance won't pay for it because it wasn't on my property. The car owner is hassling my son for the estimated $900 in damages. My insurance agent said the car's owner should seek compensation from the homeowner who owns the golf carts, because they gave my son permission to use the cart.
Should I go ahead and pay the damages and collect the money from my son (I'm a single mom, and this would cause me a great deal of financial hardship) or should I insist that the homeowner in question either pay part of this or put it on his own insurance?
Additionally, how many estimates should the car's owner get? He only got one, and it seems very high to me.
Thank you for your help.