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To salvage or not to salvage

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babykins

Guest
Texas - The estimate done by my UM carrier's "people" indicates my vehicle is a total loss. I have an estimate by an independant body shop for about half of what they have the damage estimated at. Is there any way possible to keep them from totaling my vehicle and having my title re-issued as a salvage title? Or do I have to accept their appraisal?
 


I AM ALWAYS LIABLE

Senior Member
<BLOCKQUOTE><font size="1" face=" Arial, Verdana, Helvetica">quote:</font><HR>Originally posted by babykins:
Texas - The estimate done by my UM carrier's "people" indicates my vehicle is a total loss. I have an estimate by an independant body shop for about half of what they have the damage estimated at. Is there any way possible to keep them from totaling my vehicle and having my title re-issued as a salvage title? Or do I have to accept their appraisal?<HR></BLOCKQUOTE>


My response:

Insurance companies really don't want to buy people's cars . . . so, when they pay you for the car, ask the adjuster for the "salvage value" and then buy the car back from the insurance company. Your car won't have moved an inch. Then take your money and your wrecked car to your mechanic.

The title will be reported as "salvaged."

Doing what you want to do is not recommended for safety reasons. No matter what your mechanic has told you, certain parts need to be replaced for safety reasons, and not merely repaired. But, if you want to take a chance with your life, that's your business.

IAAL


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