S
SinkingFeeling
Guest
What is the name of your state? What is the name of your state? Illinois
Hi Evryone! Would really appreciate some advice here. On 09/26, I rear-ended someone at about 20-25 mph. The other party's car had barely any visible damage while my car from was wrecked pretty badly resulting in car repair costs of about $7000. After the accident, we exchanged information and after we determined that there was no apparent physical injury, and we agreed that no police report was necessary, they drove off. About more than month later, 11/05, I got a call from a state police officer saying that the other party has just filed an accident report and wanted my version of the story. I gave a short version of the accident cos' the questions were really basic.
I called my ins. co. the next day because I thought it was weird to file for a report more than a month later after the accident occurred. I was then informed that they have legal representation claiming for personal injury for the front seat passenger. Does legal representation = lawsuit? Why would they file for a claim now if it was minor injuries? I'm really worried about getting sued for millions of dollars for a serious injury. My ins co told me not to worry as they are treating this as a "minimal impact" case and will probably not pay the other party. I think they suspect some kind of fraud. Should I be very very concerned about this?
Hi Evryone! Would really appreciate some advice here. On 09/26, I rear-ended someone at about 20-25 mph. The other party's car had barely any visible damage while my car from was wrecked pretty badly resulting in car repair costs of about $7000. After the accident, we exchanged information and after we determined that there was no apparent physical injury, and we agreed that no police report was necessary, they drove off. About more than month later, 11/05, I got a call from a state police officer saying that the other party has just filed an accident report and wanted my version of the story. I gave a short version of the accident cos' the questions were really basic.
I called my ins. co. the next day because I thought it was weird to file for a report more than a month later after the accident occurred. I was then informed that they have legal representation claiming for personal injury for the front seat passenger. Does legal representation = lawsuit? Why would they file for a claim now if it was minor injuries? I'm really worried about getting sued for millions of dollars for a serious injury. My ins co told me not to worry as they are treating this as a "minimal impact" case and will probably not pay the other party. I think they suspect some kind of fraud. Should I be very very concerned about this?