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04-21-2005, 10:06 PM
| | Junior Member | | Join Date: Sep 2004 Location: Washington State
Posts: 6
| | | Settling with her insurance co., why do I have to share with my insurance company?
What is the name of your state? WA
I am close to settling with the at-fault drivers insurance company, she rear ended me. I have my PIP which paid my medical and I assume will be reimbursed by her insurance. Why do I have to share part of my settlement with my own inusrance company? And, if I do have to pay them, by law or whateve, can we negotiate that amount? |
04-21-2005, 11:36 PM
| | Senior Member | | Join Date: Oct 2001 Location: california
Posts: 7,789
| | | has your own carrier written to you advising you that they are asserting a lien for the monies they have paid toward your medical bills?
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Cal Naughton, Jr.: I like to think of Jesus as a mischievous badger.
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04-22-2005, 08:51 AM
| | Junior Member | | Join Date: Sep 2004 Location: Washington State
Posts: 6
| | | I do have an atty helping with this, maybe they have rec'd that. But wouldnt my insurance be reimbursed by hers, for my medical? Why would I have to pay them more? $1400 seems a little much. Between my lawyer and my insurance, they are getting more than half. I'm sure I'll be talking with my atty or his assistant today, I left them a message regarding my confusion. |
04-22-2005, 09:50 AM
| | Senior Member | | Join Date: Sep 2004
Posts: 1,923
| | Quote: |
Originally Posted by MDNafts I do have an atty helping with this, maybe they have rec'd that. But wouldnt my insurance be reimbursed by hers, for my medical? | It depends on the terms of the settlement. They may be getting reimbursed directly, or they may be expecting money from you instead. Quote: |
Originally Posted by MDNafts Why would I have to pay them more? | More than what? They're entitled to 100% reimbursement for whatever they paid out on your behalf for medical. Quote: |
Originally Posted by MDNafts $1400 seems a little much. | What is the $1400 for? Quote: |
Originally Posted by MDNafts Between my lawyer and my insurance, they are getting more than half. | That's why there are so many personal injury attorneys in this country, and why it's not always a good idea to involve them! |
04-22-2005, 12:25 PM
| | Junior Member | | Join Date: Sep 2004 Location: Washington State
Posts: 6
| | | I agree, I think my insurance company should get their money back for my medical bills, I'm just not sure what this other amt is for. But I am on break from work now and off to call my atty and ask him. Thanks for all your advice, once I find out, I will re-post. |
04-22-2005, 02:25 PM
| | Junior Member | | Join Date: Sep 2004 Location: Washington State
Posts: 6
| | | Its because they did pay my PIP for me, which was good that I had that. They will be reimbursed by her insurance company but I still have to pay a portion. Not crystal clear but if it has to be, it has to be. Thank for all your input. |
04-22-2005, 08:06 PM
| | Junior Member | | Join Date: Sep 2004 Location: Washington State
Posts: 6
| | | Disregard my last post, that was still wrong. Her insurance doesn't pay mine back directly, that amt is included in my settlement and instead making me pay back 100% to my insurance, I pay a %. And in my case, I came out with $1000 more. Thank you to all who posted suggestions. It was my fault for not posting the right question. | |
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