What is the name of your state? Ohio
Was rear-ended last month by a corporate fleet vehicle. They are self insured and I have been dealing with their adjuster. My insurance has not been involved, but my agent is aware of what happened.
I received a damages settlement that I was happy with. Covered the cost of replacing the car at fair market value, and I was able to keep the vehicle.
The medical bills are now starting to come in and my question is should I pay cash and settle directly with adjuster, or should I subrogate the medical bills to my health care insurer. I can float the $5K for a couple months if need be,
There were only soft tissue injuries [normal aches and pains] for each occupant, and after five weeks, there appears to be no long term impact. Each person was checked out in the hospital and received a clear bill if health at that time.
I do plan on seeking pain and suffering from the adjuster once all of the bills are in, and we feel that there is no long term health impact.
Advice?
Was rear-ended last month by a corporate fleet vehicle. They are self insured and I have been dealing with their adjuster. My insurance has not been involved, but my agent is aware of what happened.
I received a damages settlement that I was happy with. Covered the cost of replacing the car at fair market value, and I was able to keep the vehicle.
The medical bills are now starting to come in and my question is should I pay cash and settle directly with adjuster, or should I subrogate the medical bills to my health care insurer. I can float the $5K for a couple months if need be,
There were only soft tissue injuries [normal aches and pains] for each occupant, and after five weeks, there appears to be no long term impact. Each person was checked out in the hospital and received a clear bill if health at that time.
I do plan on seeking pain and suffering from the adjuster once all of the bills are in, and we feel that there is no long term health impact.
Advice?