What is the name of your state? NJ
Two questions on stacking insurance policies:
1. Can PI claim limits and medical coverage be stacked over 2 policy years?
For example, injury occurred in 2006, policy was renewed in 2007 and treatment is still ongoing. Can medical benefits be doubled and can a claim for twice the PI limit be made?
2. We (my family) live with my parents in their house. My parents are listed as "other drivers in the household" on my policy and my wife and I are listed as "other drivers in the household" on their policy. Can either the PI or medical benefits from my parents policy be included in any claims?
Thanks.
Two questions on stacking insurance policies:
1. Can PI claim limits and medical coverage be stacked over 2 policy years?
For example, injury occurred in 2006, policy was renewed in 2007 and treatment is still ongoing. Can medical benefits be doubled and can a claim for twice the PI limit be made?
2. We (my family) live with my parents in their house. My parents are listed as "other drivers in the household" on my policy and my wife and I are listed as "other drivers in the household" on their policy. Can either the PI or medical benefits from my parents policy be included in any claims?
Thanks.