I have been trying to settle a claim with State Farm for nearly two months. My car was totaled in an accident which was not my fault. They are offering me a thousand dollars less than what it cost to replace my car. Their claims adjusters are rude and seem to be having a good time with my situation. They paid a rental for five days. I paid for a rental for five days out of my own pocket. I cannot do this anymore. I am having to depend on friends and relatives to take me to and from work. I am not going to take their small offer.....No way. What can I do to get the fair market value for my car?