statute of limitations and summons

[sf-driver]

What is the name of your state (only U.S. law)? CA
I was in an accident where I rear-ended someone about 1 1/2 years ago. I thought it was all done and handled by my insurance and have come to find out that they did not accept whatever the insurance had offered them and are likely to sue (I believe for injury). While it was my fault the damage was minor and the person was fine at the time. In fact I saw them driving the car the very next week (as I recognized the damage, small dent, and license plate).
As far as I know the statute of limitations will be up in another 6 months. If they cannot serve me by that time will I be safe as this is obviously frivolous. Even my insurance company agrees. Or because they are starting the process now will it be within the time frame.
If I do need to just let them sue me, even if the insurance company provides a lawyer, I do not have a job with time off. I will lose money and time in travel that I really can't afford. If there is a settlement or judgment, will the insurance cover that too even if it is more than they originally offered the plaintiff?
And please before you judge, the light was green, I was making a lane change and checking over my shoulder just when it turned yellow and the person slammed on their brakes. I did too but not in enough time to avoid hitting them slightly. It could happen to anyone. And I know this person was not injured, I believe it is actually another family member who owned the car who wants to sue.

[ecmst12]

Just because they sue does not mean you need to go anywhere. It may just mean that they are still treating and want to file so they don't have to worry about the SOL. But no, you don't get anything for time off of work. You are at fault, this is part of the deal.

[JETX]

Originally Posted by sf-driver

If they cannot serve me by that time will I be safe

They have up to two years to FILE their lawsuit against you. Once filed, they can pursue service. If you avoid service as you threaten, they can simply pursue alternate service for the suit, including publication. If you force them to that extent and they serve by publication, you might not know of their lawsuit (and present your defense to same) until after they already have a judgment.

Even my insurance company agrees.

Then you have absolutely NOTHING to worry about. Allow them to serve you and then notify your insurance company.

If I do need to just let them sue me, even if the insurance company provides a lawyer, I do not have a job with time off. I will lose money and time in travel that I really can't afford.

Not relevant. You should have thought of that BEFORE causing damage to someone else.

If there is a settlement or judgment, will the insurance cover that too even if it is more than they originally offered the plaintiff?

No.

[ecmst12]

YES, your insurance will pay the settlement or judgement, unless there is a judgement for more then your policy limits.