What is the name of your state? Washington State
1 1/2 years ago my 17 year-old stepson rear ended a fellow in stop and go traffic on I-5 about 120 miles from home. My stepson was on my policy with a $50,000 limit. The other fellow said he was a professional EMT and not hurt and discouraged calling the police since noone was hurt. Our insurance company fixed his brand new Pontiac, we fixed our own car. My stepson, now in college, recently was served with papers. The other guy is suing for 444,000.00. Our insurance company notified us that they were only liable for 50,000.00 and we would be liable for the rest. I make about 30,000 on one job and 9000 a year at my second job. The second job basically pays my child-support. We went through backruptsy in 2005 and are just trying to get kids through college and start over. I have about 20,000 equity in my home. What happens if the insurance company settles? I can't afford a lawyer...We're living month to month now with three people in college. what happens in a case like this?
1 1/2 years ago my 17 year-old stepson rear ended a fellow in stop and go traffic on I-5 about 120 miles from home. My stepson was on my policy with a $50,000 limit. The other fellow said he was a professional EMT and not hurt and discouraged calling the police since noone was hurt. Our insurance company fixed his brand new Pontiac, we fixed our own car. My stepson, now in college, recently was served with papers. The other guy is suing for 444,000.00. Our insurance company notified us that they were only liable for 50,000.00 and we would be liable for the rest. I make about 30,000 on one job and 9000 a year at my second job. The second job basically pays my child-support. We went through backruptsy in 2005 and are just trying to get kids through college and start over. I have about 20,000 equity in my home. What happens if the insurance company settles? I can't afford a lawyer...We're living month to month now with three people in college. what happens in a case like this?