M
mtoggweiler
Guest
What is the name of your state? California
Recently my parked car was struck by a stolen vehicle. I have only Liability and Comprehesive coverage so my insurance will not cover me for damages. The stolen car which has been positively identified as the one which hit my car was found shortly thereafter abandoned several blocks away.
The owner of the stolen vehicle has insurance. I've been advised by my insurance company and unofficially by the police that the owner and his insurance company are in no way financially responsible since his car had previously been reported stolen. Others I've spoken to however believe I have a case. Presuming most Liability policies are similar, I read a copy of my own which, to me the laymen, can be construed to indicate that any damage done with the CAR of the covered party is covered.
Before I dispose of my car I want to know if I have a strong case or not. I'm presuming here that the car was not stolen due to negligence by the owner.
Thanks for any wisdom you can impart.
Sincerely,
Martin Toggweiler
Recently my parked car was struck by a stolen vehicle. I have only Liability and Comprehesive coverage so my insurance will not cover me for damages. The stolen car which has been positively identified as the one which hit my car was found shortly thereafter abandoned several blocks away.
The owner of the stolen vehicle has insurance. I've been advised by my insurance company and unofficially by the police that the owner and his insurance company are in no way financially responsible since his car had previously been reported stolen. Others I've spoken to however believe I have a case. Presuming most Liability policies are similar, I read a copy of my own which, to me the laymen, can be construed to indicate that any damage done with the CAR of the covered party is covered.
Before I dispose of my car I want to know if I have a strong case or not. I'm presuming here that the car was not stolen due to negligence by the owner.
Thanks for any wisdom you can impart.
Sincerely,
Martin Toggweiler