What is the name of your state? Texas. I had a minor accident, no tickets were issued, police indicated we both were at fault. Me,more than the other driver. No damage to my car and no one was issued a ticket. Minor damage to hers but after walking around the site for some time she decided she needed to go to the hospital. My insurance Adjuster has advised he was going to offer 60% coverage but felt certain she would hire an attorney and take me to court. The adjuster indicated the insurance company would provide me an attorney. Does this mean my personal assets are in danger? Or is it more of a question of how much my insurance company will have to pay? I carry full coverage. Initially I was upset her claim would make my insurance go up but now I'll be relieved if that is all that happens. Could someone please explain?