<BLOCKQUOTE><font size="1" face=" Arial, Verdana, Helvetica">quote:</font><HR>Originally posted by rijju:
Can some one please help me.
I was involved in a small accident. I didnt have any insurance so what is gonna happen now. The polce has been involved in this as well.
I live in United Kingdom (Leeds)
I have heard that i can get away without paying for the damage because i am un-employed and also because i am a student at university.<HR></BLOCKQUOTE>
My response:
I wish I could be more specific for you because this site discusses American Law among the 50 States (and parts of Burbank, California - that part is a joke).
However, in most of the States (and I'm fairly sure England is similar), insurance is mandatory and without it, after an accident, driving privileges are suspended, and large fines are levied by the State.
But, in addition, a person without insurance will always remain "on the hook" so to speak for the damages caused, no matter what their station in life might be.
In most of the States, again, the other person's own insurance company usually pays for their damages under their "Uninsured Motorist" coverages of their policy. Then, their insurance company can, and most often does, go after the uninsured motorist for reimbursement. This is usually done by suing the uninsured driver. Even though the uninsured driver may lose that lawsuit, and even though he/she does not have the money to pay a lawsuit, a judgment is good for 10 years, and is renewable for another 10 years.
So, during that 20 year span of time, garnishments of wages occur, the taking of personal and real property occurs, and bank accounts are emptied.
Obviously, laws may vary across the pond; however, it's usually a good idea to inform, that one in your position, would do well to obtain legal advice on this subject as soon as possible . . . and not depend upon "what you've been told" because more often than not, such anecdotal information is wrong.
Good luck.
IAAL
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