brookeysue
Junior Member
What is the name of your state? Arizona
I have uninsured and underinsured coverage, plus liability coverage. I was hit when an uninsured taxi ran a red light. My car is totaled. My insurer tells me there's nothing they can do because the uninsured covered is for bodily injury only (even though my policy simply says "uninsured/underinsured motorist coverage"--of course, NOW I see the fine print...). My expectation was that the uninsured coverage would cover property damage as well as injury. Is there anything I can do? I pay over $1200 per year on a pretty cheap car, but as a poor college student, I can't afford collision coverage. Am I, like my claims agent told me, SOL?
I have uninsured and underinsured coverage, plus liability coverage. I was hit when an uninsured taxi ran a red light. My car is totaled. My insurer tells me there's nothing they can do because the uninsured covered is for bodily injury only (even though my policy simply says "uninsured/underinsured motorist coverage"--of course, NOW I see the fine print...). My expectation was that the uninsured coverage would cover property damage as well as injury. Is there anything I can do? I pay over $1200 per year on a pretty cheap car, but as a poor college student, I can't afford collision coverage. Am I, like my claims agent told me, SOL?
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