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uninsured motorists liability in Florida

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J

jaguartom

Guest
on 03/95 in florida my wife was involved in an auto accident and did not have insurance coverage at the time. She was found at fault and signed a statement of agreement to pay for all property damages and medical expenses incurred to the other driver's insurance company. The other driver hired a lawyer and her insurance company paid her the full amount of uninsured motorist's liability coverage of $10,000.
We have received copies of the bills for the property damage, car rental, but no medical bills. The insurance company is charging her the full $10,000 settlement.
Is she required to pay this by law or only the actual medical expenses incurred as that was the agreement she signed.
 


Who did you sign this agreement with? Florida is a no-fault state and the bills are covered by the other persons PIP. The only bills you would be required to pay are those not covered by PIP.

That said, you are liable to be subrogated against for the UM the carrier paid out. The reason being is that had your wife failed to carry any insurance and the carrier can, under Florida law, recover their pay out (except for PIP) from the at fault driver.
 

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