What is the name of your state? VA
I was involved in an auto accident 4 Apr 07. I was behind a truck at a red light. I coughed (about 3 or 4 times, I was on my way to get my strep-throat perscription) and my foot came off the brake. I idled into the back of his tow hitch, and I did not have Auto insurance. (Stupid I know, and I have since corrected that) The policeman gave us an exchange of information form, no ticket was issued, and no police report was filed as there were no damages. His insurance company awarded him apx $1150 dollars in damages. I advised them that I would not pay without an itemized list of costs, and reserved the right to recomend a nuetral party to provide an estimate. I was never provided such, they then sent the claim to a Subrogation Department, who stated that I did not have the right to suggest a place for the repairs, and that they already awarded their client the damages, repairs had already been made, but they still will not provide me with an itemized list of damages and costs. I faxed them the following on 27 April:
Dear Sir or Madam,
After weeks of unsuccessful communication with USAA about the claim number listed above, I have exhausted every avenue of handling this claim. My simple request was to see an itemized list of the damages that your client filed. Given that there was no vehicle damage or accident report filed the day of the alleged loss, I need documentation of what the damages include. I will not render any payment without an itemized statement of what I am paying for.
You are obligated to share the estimate paperwork with me. Please consider this my last and final request to acquire this information. If I do not hear from you or receive a hard copy of this estimate by May 4, 2007 I will consider this matter resolved and no payment will be made. It was my highest hope that this matter could be settled without the involvement of a third party.
I appreciate your timely response,
Brian L. West
Am I handling this properly, What else can I do short of going to court?
I appreciate any responce.
I was involved in an auto accident 4 Apr 07. I was behind a truck at a red light. I coughed (about 3 or 4 times, I was on my way to get my strep-throat perscription) and my foot came off the brake. I idled into the back of his tow hitch, and I did not have Auto insurance. (Stupid I know, and I have since corrected that) The policeman gave us an exchange of information form, no ticket was issued, and no police report was filed as there were no damages. His insurance company awarded him apx $1150 dollars in damages. I advised them that I would not pay without an itemized list of costs, and reserved the right to recomend a nuetral party to provide an estimate. I was never provided such, they then sent the claim to a Subrogation Department, who stated that I did not have the right to suggest a place for the repairs, and that they already awarded their client the damages, repairs had already been made, but they still will not provide me with an itemized list of damages and costs. I faxed them the following on 27 April:
Dear Sir or Madam,
After weeks of unsuccessful communication with USAA about the claim number listed above, I have exhausted every avenue of handling this claim. My simple request was to see an itemized list of the damages that your client filed. Given that there was no vehicle damage or accident report filed the day of the alleged loss, I need documentation of what the damages include. I will not render any payment without an itemized statement of what I am paying for.
You are obligated to share the estimate paperwork with me. Please consider this my last and final request to acquire this information. If I do not hear from you or receive a hard copy of this estimate by May 4, 2007 I will consider this matter resolved and no payment will be made. It was my highest hope that this matter could be settled without the involvement of a third party.
I appreciate your timely response,
Brian L. West
Am I handling this properly, What else can I do short of going to court?
I appreciate any responce.
