verbal settlements

cjcur · #1 02-08-2004, 06:56 PM

i live in texas & myself & 3 daughters were in a 4 car accident. i stopped in line of traffic. the car behind me stopped, the car behind that car didn't. it hit the car behind me, causing it to rear-end my car & push it into the car in front of me. the insurance co. of the driver that made the initial contact took resposibility for the accident. my car is being repaired by that ins. co.. i have been having neck and back pains but i can't afford to see a doctor. the ins. co. has been talking to me about my injuries. ins co. offered a settlement that i felt i had to take in order to see dr. i agreed over the phone with him, but i haven't signed a release yet or received any monies. i think its going to cost more than the settlement amt. for dr. bills. what are my options since i accepted settlement over the phone?

#2 02-08-2004, 07:17 PM

The first thing you do is QUIT TALKING to the insurance company.

And START TALKING to a personal injury attorney. You need to stay out of this and let your attorney handle things. Or do you think THEIR insurance company gives a rat's ass about you or your pain?

#3 02-10-2004, 05:51 AM

I had a similiar accident in Florida however it involved three cars. See my post for orependula278. No serious injuries, however I have felt some back sprain since the incident. The car that hit me from behind was slammed into by a dodge ram and the driver of the truck has no auto insurance. Did you file a claim against the driver that hit your car?

Thanks,
orependula

cjcur · #4 02-10-2004, 12:45 PM

thank you for the responses. i have stopped talking to their ins. co. my car is still is still being repaired. i tried to see my doctor this morning & the nurse said that my medical ins. wouldn't cover any of the costs & the dr. wouldn't get involved in that. they then sent me out of the office. my question now is: what is the difference between hiring a personal injury lawyer, (do they recommend a dr. to go to?), and going to a clinic? i do not have the finances to pay for the visits on my own. thank you for any more info. that anyone can give me.